In a recent letter to the Finance Minister with recommendations to revive the realty sector, the National Real Estate Development Council (NAREDCO) has urged the government to provide a one-time roll over or restructuring of loans taken by developers. Due to the downturn in the market and also failures of several big NBFCs, the developers are facing acute liquidity shortage, the letter mentioned. It is noted that the RBI, through its June order, also permitted the banks to restructure or roll over the loans at their option.