PF rule change: Now you can pay your LIC premium through your EPF account

Updated : Dec 07, 2021 11:34
|
Gazal Malik

Is your insurance's premium becoming a burden on your monthly budget? EPFO or Employees' Provident Fund Organisation in its latest rule, allows subscribers to pay LIC premium through their EPF Account

The facility is available while purchasing the LIC policy or afterward when paying the premium. 

Also watch | PF Bonanza! EPFO credits interest in PF accounts, here is how to check your balance

How to use EPF money to pay LIC insurance premium

The rule is expected to be a boon for the people who are under financial stress due to the Covid-19 pandemic, can instruct EPFO to pay the LIC premium at the time of purchase or at any time after the initial premium payment by filling Form 14 

A member cannot exercise any other insurance premium payment through EPFO.

Who is eligible to avail this advance

Form 14 must be submitted to EPFO in order to make LIC premium payments from EPF accounts, and the subscriber's EPF balance must be at least equal to two years' worth of LIC premium amount

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