7 short-term investment ideas for 2024

By Editorji News Desk
Published on | Dec 07, 2023

Savings account

Savings bank account offers maximum liquidity. You can withdraw funds anytime and from anywhere. Interest rate hovers around 4%

Fixed Deposit

A lump-sum amount is deposited in the bank for a fixed period of time. Interest rate ranges anywhere between 3.5%-7.5% depending on the FD duration

Recurring deposits

Recurring deposits offers flexibility to invest monthly. Tenor ranges from 6 months to 10 yrs at interest of 2.5%-8.5%. A 5-yr RD gives 6.7% currently

National Savings Certificate

This investment has a tenor of 5 years and the interest rate is at 7.7%

Liquid Funds

These are a type of mutual fund that invest your money in short-term government certificates or securities. Interest rate can go up to 7%

Investments in NCDs & Corporate Deposits

Companies issue non-convertible Debentures and Corporate/company deposits to raise capital. Interest rate ranges from 7%-9% per annum

Post-Office Time Deposits

They offer fixed interest rates and various tenure options. Interest rate ranges from 6.9% to 7.5% for tenures of 1 to 5 years