Amid RBI's regulatory action, Paytm's UPI transactions fall in February

Updated : Mar 06, 2024 12:19
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Editorji News Desk

The National Payment Corporations of India (NPCI) has revealed that the UPI transactions via Paytm slipped in the month of February amidst RBI's regulatory actions. The fintech giant reported approximately 1.33 billion transactions in February which is a 7.6% decrease compared to the 1.44 billion transaction witnessed in January.

Paytm transaction drops

The share of UPI transaction via Paytm also saw a reduction to less than 11% in February, down from around 11.8% in the previous month, reflecting a broader decline in Paytm's market share which stood at 12.8% in August last year.

Also Read: Paytm app downloads plummet after RBI restrictions; BHIM UPI sees 49% surge

Meanwhile, the overall UPI volume also saw a dip to 12.1 billion transactions compared to 12.2 billion transactions in January. 

Even as Paytm's share slipped its competitors Phonepe and Google Pay recorded significant increases in transactions. PhonePe reported 6.1 billion transactions in February jumping 7.7%, while Google Pay recorded 4.7 billion UPI payments, marking 7.9% jump. 

Regulatory action on Paytm

The Reserve Bank of India restricted the Paytm Payments Bank from accepting  new deposits in its accounts and its digital wallets. It has given time till March 15 for most activities linked to Paytm Payments Bank. It also clarified that customers using @paytm UPI handles can be migrated to banks post approval from National Payments Corporation of India (NPCI)

Also Read: Paytm's Vijay Shekhar Sharma's first public comments after RBI action; says firm will lead in Asia

Meanwhile, Paytm's founder Vijay Shekhar Sharma while speaking at a Tokyo Conference expressed his optimism about the company's ability to overcome regulatory challenges in India and emerge as a leading force in Asia.

Paytm

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