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Police have recovered eight mobiles, four CPUs and a box of SIM cards from their possession, they added.

Instant loan app gang busted by Gurugram cyber police, 9 arrested

Police have recovered eight mobiles, four CPUs and a box of SIM cards from their possession, they added.

A gang involved in extorting money by providing instant loans to people through an online app was busted by cyber police, officials said on Thursday.
Police arrested nine persons of the gang, including three owners and a manager of the app, they said.
They allegedly extorted money from those who did not repay the loans by morphing their photos and threatening to upload them on social media platforms, police said.
Police have recovered eight mobiles, four CPUs and a box of SIM cards from their possession, they added.
According to police, a woman filed a complaint on April 3 that she had availed a loan of Rs 3,000 through an online app, Finsara.
As she was not able to pay the loan on time, the loan app company harassed her by posting &ldquo;dirty posts&rdquo; on her Facebook and repeatedly posting &ldquo;objectionable photos&rdquo; on WhatsApp, she said in the complaint.
They threatened to send the photos to her family members if she did not pay the money, she added.
Police said based on the complaint, a case was registered under relevant sections at Cyber Crime (West) Police Station.
A team led by SHO Naveen Kumar busted the gang and arrested the nine accused from Udyog Vihar area last late night.
RECENT DEVELOPMENTS IN THE HIGH COURT:
The Punjab and Haryana High Court, through its order dated 9th September 2024, quashed all FIRs filed against the individuals in question.
The court observed that the disputes between the parties had been "amicably resolved and were private in nature, with no broader societal impact".
In particular, the HC emphasized the propriety of quashing proceedings under Section 482 of the CrPC, "given the educational backgrounds, good reputations, and lack of criminal history of the individuals involved"

In FY24, India lost Rs 177 crore to cyber fraud, more than doubling from Rs 69.68 crore in FY23. With a low recovery rate of 10.4%, the need for awareness is urgent. Here's how you can save yourself from financial frauds.

Cyber fraud Soars: Here's how much Indians have lost

In FY24, India lost Rs 177 crore to cyber fraud, more than doubling from Rs 69.68 crore in FY23. With a low recovery rate of 10.4%, the need for awareness is urgent. Here's how you can save yourself from financial frauds.

Today, we have a pressing issue to discuss that's affecting millions of Indians &ndash; cyber fraud. Did you know that in the fiscal year 2023-24, a staggering Rs 177 crore was lost due to credit, debit card, and internet banking fraud? Let's dive into the details and understand what this means for you.
In a recent statement to the Lok Sabha, Minister of State for Finance Pankaj Chaudhary revealed some alarming statistics.
The amount lost to cyber fraud has more than doubled from Rs 69.68 crore in FY23 to Rs 177.05 crore in FY24. This is a significant jump from previous years, highlighting an urgent need for awareness and precaution."
 These numbers are more than just statistics; they represent the financial distress faced by countless individuals and businesses. But what can we do to protect ourselves To mitigate these losses, the Reserve Bank of India has issued clear guidelines to limit the liability of customers in cases of unauthorized electronic banking transactions. Here&rsquo;s what you need to know
<ul>
<li>If bank's fault: You bear no loss</li>
<li>If neither yours nor bank's fault: Report within 3 days</li>
<li>If your fault: You bear the loss until reported</li>
<li>If the fault is on the bank's part: You bear no loss.</li>
<li>If the fault is neither yours nor the bank's: Report within three working days, and you bear no loss.</li>
<li>If reported between 4-7 days, your liability ranges from Rs 5,000 to Rs 25,000, depending on the account type.</li>
<li>If the fault is due to customer negligence: You bear the entire loss until you report the unauthorized transaction.</li>
<li>Reporting beyond seven days: Your liability will be determined by the bank&rsquo;s policy.</li>
</ul>
 So, what should you do if you fall victim to cyber fraud? The Home Ministry has set up a National Cybercrime Reporting Portal at www.cybercrime.gov.in and a National Cybercrime Helpline Number '1930'. Additionally, you can report financial fraud through your bank&rsquo;s customer care website or visit the nearest branch.
 Taking these steps can significantly reduce your risk and help recover lost funds. Let's stay vigilant and protect our hard-earned money from cybercriminals. It's crucial to act swiftly if you notice any unauthorized transactions. Remember, the sooner you report, the better protected you are.
 That's all for today on Business Hook. Don't forget to like, share, and subscribe for more insightful updates. Stay safe, stay informed. See you next time.

Beware! Behind that WhatsApp message from a new number with your friend's profile picture could be a fraudster. WhatsApp scams have started cropping up in alarming numbers recently. And they're growing more and more audacious.
Recently, a senior IAS officer in Jammu and Kashmir claimed that he had become a victim of cyber fraud. Shahid Choudhary accused scamsters of impersonating him on WhatsApp by using his photograph. The criminals allegedly contacted Choudhary's friends and colleagues and sought financial help.
Days earlier, Chandigarh's police chief was targeted in a similar way. Fraudsters posed as Praveer Ranjan on WhatsApp and asked the DGP's acquintances to send Amazon gift cards.
ALSO WATCH | Revealed: who's behind hack attacks on India over Islamic Prophet Mohammad row
In March, a similar scam took place in Kerala. A teacher in Kollam was duped of ₹14 lakh after fraudsters sent WhatsApp messages posing as Kerala's police chief. The teacher was told that she had won the lottery and would be booked if tax was not paid on the winnings. The number used to send the messages was reportedly registered in an Assam native's name.
Recent cases have highlighted at least 3 types of common scams which are perpetrated through WhatsApp and Facebook.
The first is WhatsApp hijacking. Scamsters try to log into their target's WhatsApp account by using that person's phone number. Then, to get the verification pin, the criminals pose as WhatsApp technicians. If the target shares the PIN, then scamsters gain access to the person's WhatsApp account. Subsequently, they send messages to the target's friends and family seeking money, or further OTPs.
ALSO WATCH | Crypto heist: top 5 blockchain thefts of all time
The second type is the WhatsApp DP scam which we told you about earlier. For this, a WhatsApp account is created using a fake or virtual SIM. Then a government official's photograph is set as the profile picture. Subsequently, messages are sent to unsuspecting people seeking money or other favours.
Another type of scam involves fake Facebook accounts. In this, scamsters create fake accounts of their targets and then contact the target's friends and family. Covid troubles, and financial crisis are common excuses used by scamsters to seek money in this type of con.
With such cases emerging in various parts of the country, authorities have been spreading awareness and telling people how to stay safe.
Some of the basic precautions include not replying to messages from unknown numbers even if the profile picture is of a person whom you know. Do not transfer money without verifying the request offline with the person asking for help.
Do not share OTPs, passwords, bank details, and credit and debit card information under any circumstances. Do not install remote access apps, and do not click on suspicious links. Also, secure your social media accounts by enabling two-factor authentication.
Cyber criminals prey on people's lack of awareness to carry out their cons. So share this information as widely as possible to make such scams virtually impossible.

WhatsApp scams target IAS, police officers: 3 types of frauds, precautions explained

Recently, a senior IAS officer in Jammu and Kashmir, and the police chief of Chandigarh claimed that they were impersonated on WhatsApp by scammers who contacted their acquaintances to fleece them.

Beware! Behind that WhatsApp message from a new number with your friend's profile picture could be a fraudster. WhatsApp scams have started cropping up in alarming numbers recently. And they're growing more and more audacious.
Recently, a senior IAS officer in Jammu and Kashmir claimed that he had become a victim of cyber fraud. Shahid Choudhary accused scamsters of impersonating him on WhatsApp by using his photograph. The criminals allegedly contacted Choudhary's friends and colleagues and sought financial help.
Days earlier, Chandigarh's police chief was targeted in a similar way. Fraudsters posed as Praveer Ranjan on WhatsApp and asked the DGP's acquintances to send Amazon gift cards.
ALSO WATCH | <a href="https://www.editorji.com/india-news/revealed-who-s-behind-hack-attacks-on-india-over-islamic-prophet-mohammad-row-1655309809162" target="_blank">Revealed: who's behind hack attacks on India over Islamic Prophet Mohammad row</a>
In March, a similar scam took place in Kerala. A teacher in Kollam was duped of ₹14 lakh after fraudsters sent WhatsApp messages posing as Kerala's police chief. The teacher was told that she had won the lottery and would be booked if tax was not paid on the winnings. The number used to send the messages was reportedly registered in an Assam native's name.
Recent cases have highlighted at least 3 types of common scams which are perpetrated through WhatsApp and Facebook.
The first is WhatsApp hijacking. Scamsters try to log into their target's WhatsApp account by using that person's phone number. Then, to get the verification pin, the criminals pose as WhatsApp technicians. If the target shares the PIN, then scamsters gain access to the person's WhatsApp account. Subsequently, they send messages to the target's friends and family seeking money, or further OTPs.
ALSO WATCH |<a href="https://www.editorji.com/business-news/cryptocurrency/crypto-heist-top-5-blockchain-thefts-of-all-time-1648633725093" target="_blank"> Crypto heist: top 5 blockchain thefts of all time</a>
The second type is the WhatsApp DP scam which we told you about earlier. For this, a WhatsApp account is created using a fake or virtual SIM. Then a government official's photograph is set as the profile picture. Subsequently, messages are sent to unsuspecting people seeking money or other favours.
Another type of scam involves fake Facebook accounts. In this, scamsters create fake accounts of their targets and then contact the target's friends and family. Covid troubles, and financial crisis are common excuses used by scamsters to seek money in this type of con.
With such cases emerging in various parts of the country, authorities have been spreading awareness and telling people how to stay safe.
Some of the basic precautions include not replying to messages from unknown numbers even if the profile picture is of a person whom you know. Do not transfer money without verifying the request offline with the person asking for help.
Do not share OTPs, passwords, bank details, and credit and debit card information under any circumstances. Do not install remote access apps, and do not click on suspicious links. Also, secure your social media accounts by enabling two-factor authentication.
Cyber criminals prey on people's lack of awareness to carry out their cons. So share this information as widely as possible to make such scams virtually impossible.

Oil India Limited, a government of India-owned enterprise headquartered at Duliajan in Assam is facing its “biggest cyberattack in recent years”, with perpetrators asking for $75,00,000 (about INR 57 Cr) in Bitcoin as ransom through a note.In an FIR lodged with the Duliajan Police Station in Upper Assam’s Dibrugarh district on Tuesday, OIL said its IT department detected the ransomware attack in one of the workstations of its geological and reservoir (G&R) department on April 10.
A ransomware attack results in the victims’ data and files getting locked and encrypted and the attacker seeks money to unlock the system.
The public sector undertaking OIL and the government exchequer have incurred a huge financial loss due to the cyberattack - ransomware, as the business through the IT system has been seriously affected, OIL Manager (Security) Sachin Kumar said in the police complaint.
According to reports, the IB team is conducting an investigation into the matter, and has also reportedly taken into possession photographic evidences that are related to the case.

Oil India becomes victim of cyber attack; here's how much hackers demand

PSU major Oil India, which suffered a cyberattack disrupting its operations in Assam

Oil India suffers cyber attack

Oil India Limited, a government of India-owned enterprise headquartered at Duliajan in Assam is facing its &ldquo;biggest cyberattack in recent years&rdquo;,&nbsp;with perpetrators asking for $75,00,000 (about INR 57 Cr) in Bitcoin as ransom through a note.
In an FIR lodged with the Duliajan Police Station in Upper Assam&rsquo;s Dibrugarh district, OIL said its IT department detected the ransomware attack in one of the workstations of its geological and reservoir (G&amp;R) department on April 10.
A ransomware attack results in the victims&rsquo; data and files getting locked and encrypted and the attacker seeks money to unlock the system.
According to reports, the IB team is conducting an investigation into the matter, and&nbsp;has also reportedly taken into possession photographic evidences that are related to the case.
&nbsp;

A ransomware attack results in the victims&rsquo; data and files getting locked and encrypted and the attacker seeks money to unlock the system.

Oil India Limited, a government of India-owned enterprise headquartered at Duliajan in Assam is facing its &ldquo;biggest cyberattack in recent years&rdquo;,&nbsp;with perpetrators asking for $75,00,000 (about INR 57 Cr) in Bitcoin as ransom through a note.
Also read/watch|&nbsp;<a title="Russia Ukraine war: Egypt to import wheat from India" href="https://www.editorji.com/business-news/russia-ukraine-war-egypt-to-import-wheat-from-india-1650010311018">Russia Ukraine war: Egypt to import wheat from India</a>
In an FIR lodged with the Duliajan Police Station in Upper Assam&rsquo;s Dibrugarh district on Tuesday, OIL said its IT department detected the ransomware attack in one of the workstations of its geological and reservoir (G&amp;R) department on April 10.
A ransomware attack results in the victims&rsquo; data and files getting locked and encrypted and the attacker seeks money to unlock the system.
Also read/watch|&nbsp;<a title="Elon Musk's 'Plan B' for Twitter; is the social media giant exploring 'poison pill'?" href="https://www.editorji.com/business-news/elon-musk-s-plan-b-for-twitter-is-the-social-media-giant-exploring-poison-pill-1650002868299">Elon Musk's 'Plan B' for Twitter; is the social media giant exploring 'poison pill'?</a>
The public sector undertaking OIL and the government exchequer have incurred a huge financial loss due to the cyberattack - ransomware, as the business through the IT system has been seriously affected, OIL Manager (Security) Sachin Kumar said in the police complaint.
According to reports, the IB team is conducting an investigation into the matter, and&nbsp;has also reportedly taken into possession photographic evidences that are related to the case.

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