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Stay hydrated this summer by avoiding alcohol, coffee and tea. Instead, opt for lemon water, coconut water, fruits, water and a balanced diet. 

Govt. urges avoiding tea, coffee as temperature rises, opt for these healthier alternatives for summer 

<h2>Stay hydrated this summer by avoiding alcohol, coffee and tea. Instead, opt for lemon water, coconut water, fruits, water and a balanced diet.&nbsp;</h2>

Due to the rise in mercury level in many Indian cities, the government of India has advised avoiding alcohol, coffee, tea and aerated drinks, stating that consuming them can lead to greater fluid loss resulting in heat stroke. Alcohol and caffeine are diuretics, which can cause dehydration in the body.
<h3>Avoid tea, coffee and opt for these healthier alternatives</h3>
To beat the heat this summer, you can opt for healthy and hydrating drinks such as lemon water, coconut water and mint-lemon water. Eating seasonal fruits like watermelon, muskmelon and mango can provide essential nutrients to help you stay hydrated. Most importantly, try to consume 2.5 to 3 litres of water daily and have a balanced diet.&nbsp;
<h3>Healthy drinks in summers</h3>
Lemon Water: Refreshing and hydrating, lemon water provides a boost of vitamin C.
Coconut Water: Packed with electrolytes, coconut water is great for rehydration.
Mint-Lemon Water: Combining the refreshing flavors of mint and lemon with water for a cooling drink.
Cucumber Infused Water: Cucumber slices added to water offer a subtle flavor and hydration.
Iced Herbal Tea: Herbal teas like chamomile or peppermint, chilled and served over ice, are soothing and hydrating.
Watermelon Juice: Fresh watermelon blended into juice is hydrating and rich in vitamins A and C.
Also watch: <a href="https://www.editorji.com/lifestyle-news/food/masterchef-pankaj-bhadauria-s-homemade-mango-ice-cream-recipe-is-a-must-try-this-summer-1714452653270">Masterchef Pankaj Bhadauria's homemade mango ice cream recipe is a must try this summer</a>

The majority of small savings schemes have sustained consistent interest rates for more than three years. The most recent adjustment took place between April and June 2020, resulting in a decrease in the Public Provident Fund (PPF) rate from 7.9% to 

Government increases Sukanya Samriddhi and 3-year TD rates to 8.2% and 7.1% for next quarter

The majority of small savings schemes have sustained consistent interest rates for more than three years. The most recent adjustment took place between April and June 2020, resulting in a decrease in the Public Provident Fund (PPF) rate from 7.9% to 7.1%.

The majority of small savings schemes have sustained consistent interest rates for more than three years. The most recent adjustment took place between April and June 2020, resulting in a decrease in the Public Provident Fund (PPF) rate from 7.9% to 7.1%.

The Government of India has recently announced a hike in interest rates for some of its small savings schemes effective for the January-March 2024 quarter. This decision impacts schemes like the Sukanya Samriddhi Scheme and the 3-year Time Deposit (TD), marking a slight adjustment in their interest rates.
According to the latest notification from the Union finance ministry, the Sukanya Samriddhi Scheme will now offer an interest rate of 8.2%, while the 3-year TD will yield 7.1% during this quarter. This marks a marginal increase from the previous rates of 8.0% and 7.1% for the respective schemes.
Notably, most of the small savings schemes have maintained their interest rates unchanged for over three years, with the last modification occurring in April-June 2020, when the Public Provident Fund (PPF) rate was reduced to 7.1% from 7.9%.
Before this latest revision, interest rates for small savings schemes ranged from 4% for savings deposits to 8.2% for the Senior Citizens Savings Scheme. The recent adjustments are part of the routine revisions carried out by the government based on market trends, specifically the yields of 10-year government securities.
These small savings schemes serve as essential tools for tax-saving purposes, allowing individuals to claim deductions of up to Rs 1.5 lakh annually from their taxable income under Section 80C of the Income Tax Act. Instruments like the PPF, SCSS, NSC, SSY, and the 5-Year Post Office Time Deposit Scheme fall under this tax-saving provision.
The adjustment in interest rates for these schemes follows recommendations from a committee led by former RBI Governor Shyamala Gopinath. The committee proposed that these rates should remain slightly higher, ranging from 25 to 100 basis points, compared to government bond yields of similar maturity.
The government has previously emphasized that the prevailing interest rates on these Small Savings Schemes are more competitive compared to fixed deposit schemes offered by both public and private banks, encouraging individuals to utilize these savings avenues for their financial planning.

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